Utilizing research from the U.S., Italy, and the Netherlands, Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes.Covers exclusion in mortgage markets in three different countries - the U.S.,Italy, and the Netherlands Presents an interdisciplinary perspective to the practice of redlining Connects the literature on social exclusion and financialexclusion INDICE: Preface. Introduction. Part I The Exclusion, Urban and Market Lenses. 1 Social and Financial Exclusion. 1.1 Social Exclusion. 1.2 Financial Exclusion. 1.3 How Space and Housing enter the Idea of Exclusion. 2 A Socio-Spatial Approach. 2.1 David Harvey, Capital Switching and Urban Development. 2.2 A Socio-Spatial Approach to Urban Development. 2.3 Exploratory Comparative Research with Contrasting Cases. 3 Markets, Institutions, Risk, Credit Scoring. 3.1 The Market as an Institution. 3.2 Homeownership in the Risk Society. 3.3 Risk Selection and Credit Scoring. 3.4 Difficulties and Risk. Part II Redlining Research in the US, Italy and the Netherlands. 4 The US: One Century of Redlining. 4.1 On the Origins of Mortgage Markets and Redlining. 4.2 Redlining ResearchSince the 1970s. 4.3 Redlining Readdressed. 4.4 The Rise of Securitization and Subprime Lending. 5 Italy: Capital Switching in Milan. 5.1 Housing in Italy.5.2 The Italian Mortgage Market. 5.3 Economy, Migrants and Housing in Milan. 5.4 The Milanese Geography of Access to Mortgage Loans. 5.5 Capital Switching in Milan. 6 The Netherlands: Colored Maps. 6.1 Housing in the Netherlands. 6.2The Dutch Mortgage Market. 6.3 Ethnic Minorities and Discrimination. 6.4 The Socio-Spatial Structure of Rotterdam. 6.5 The Colored Map of Rotterdam (1980-1999). 6.6 Rotterdam versus Amsterdam (1999-2001). 6.7 Rotterdam, The Hague andArnhem (2005-2006). 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). Photo Essay The Tarwewijk, Rotterdam. Part III Conclusions. 7 The Globalization of Redlining? 7.1 Redlining in the US. 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. 7.3 City Forces. 7.4 Neighborhood Forces. 7.5 National Forces. 7.6 Markets and Institutions Preventing Redlining. 7.7 The Endemic Nature of Redlining. References. Index.
- ISBN: 978-1-4051-9657-4
- Editorial: Wiley-Blackwell
- Encuadernacion: Cartoné
- Páginas: 248
- Fecha Publicación: 20/05/2011
- Nº Volúmenes: 1
- Idioma: Inglés