This volume explores how workers and firms should reassess the risks associated with retirement saving and dissaving to identify creative ways to enhance retirement risk management. It examines the key role for financial literacy andeducation programs, better pension design, and innovative financial products in addressing new economic realities. INDICE: 1: Robert L. Clark and Olivia S. Mitchell: The Evolution of Retirement Risk Management; Part I: Revisiting Retirement Saving and Dissaving Advice; 2: P. Brett Hammond and David P. Richardson: Retirement Saving Adequacy and Individual Investment Risk Management Using the Asset/Salary Ratio; 3: Robert L. Clark, Melinda S. Morrill, and Steven G. Allen: Employer-Provided Retirement Planning Programs; 4: Anna M. Rappaport and John A. Turner: How Does Retirement Planning Software Handle Post-Retirement Realities?; 5: Lynn Pettus and R. Hall Kesmodel, Jr.: Impact of the Pension Protection Act on Financial Advice: What Works and What Remains to be Done?; Part II: The Environment for Retirement Plan Redesign; 6: Raimond Maurer, Olivia S. Mitchell, and Ralph Rogalla: The Effect of Uncertain Labor Income and Social Security on Life-cycle Portfolios; 7: Craig Copeland and Jack VanDerhei: The Declining Role of Private Defined Benefit Pension Plans: Who is Affected, and How; 8: Damon Silvers: Rebuilding Workers' Retirement Security: A Labor Perspective on Private Pension Reform; 9: Joelle H.Y. Fong, Olivia S. Mitchell, and Benedict S.K. Koh: LongevityRisk and Annuities in Singapore; Part III: Innovations in Retirement Risk Financing; 10: Igor Balevich: Outsourcing Pension Longevity Protection; 11: John Ameriks, Michael Hess, and Liqian Ren: Comparing Spending Approaches in Retirement; 12: Sterling Gunn and Tracy Livingstone: Risk Budgeting for the CanadianPension Plan Investment Board; 13: Aaron Bernstein: Can VEBAs Alleviate Retiree Health Care Problems?
- ISBN: 978-0-19-959260-9
- Editorial: Oxford University
- Encuadernacion: Cartoné
- Páginas: 304
- Fecha Publicación: 26/08/2010
- Nº Volúmenes: 1
- Idioma: Inglés