Debt consolidation, pension givebacks, Social Security under siege, bankruptcies and foreclosures, Americans’ financial lives are fraught with issues, challenges, and potential threats, in record numbers. The Handbook of Consumer Finance Research surveys the social aspects of consumer behavior, offering latestdata and original research on current consumer needs as well as identifying emerging areas of research. This accessible volume (which can be read without advanced training in the field) starts with current concepts of risk tolerance,consumer socialization, and financial well-being, and moves on to salient data on specific settings and populations, including: Healthcare spending and retirement savings; Online shopping and e-banking; Family finances: marriage, parent/child communications, student spending; Financial concerns of special groups: minorities, seniors, the poor; Management issues of business-owning families; Consumer protection in fair lending. Provides information and insight to researchers in consumer science and retail financial services an in-depth understanding of consumer financial behavior Presents material in an accessible manner for individuals who may not be specifically trained in the field, making the work especially accessible INDICE: From the contents I. Concepts and theories of consumer finance.- Risk tolerance.- Financial well being.- Retirement savings.- Financial education and program evaluation.- Applying behavior theories to financial behavior.- Consumer socialization.- II. Internet and consumer finance.- E-banking.- Online insurance.- Online shopping.- III. Consumer finances of special populations.- Financial knowledge of high school students.- Risky credit card behavior of college students.- Financial issues of Hispanic Americans.- Money matters of African Americans.- Financial issues of Asian Americans.- Financial issues of older adults.- Financial issues of low income families.- Management issues of business owning families.- Gender differences in investment behavior.- IV. Consumer finance in various settings.- Consumer financial issues in healthcare.- Consumer finance and marriage.
- ISBN: 978-0-387-75733-9
- Editorial: Springer
- Encuadernacion: Cartoné
- Páginas: 428
- Fecha Publicación: 01/02/2008
- Nº Volúmenes: 1
- Idioma: Inglés